Effective Date: November 28, 2025
1. Acceptance of Terms
These Terms of Use (“Terms”) govern your access to and use of expandinsure.com (“Website”) and services provided by U.S. Expansion Insurance Advisors (“Company,” “we,” or “us”). By using the Website, you accept these Terms.
2. Services Provided
Expand Insure offers advisory services, including:
- Budget and timeline guidance for U.S. insurance requirements
- Contract and lease review for insurance clauses
- Assistance developing U.S. employee benefit programs
- Support for employees relocating to the U.S. seeking personal insurance
- Mergers & acquisitions insurance due-diligence support
We do not sell insurance policies and are not responsible for final legal, financial, or insurance decisions made by clients.
3. No Legal, Financial, or Tax Advice
Information provided through the Website or services is general guidance only and does not constitute legal, financial, tax, or insurance underwriting/brokerage advice. You should consult appropriate licensed professionals.
4. User Obligations
You agree not to:
- Use the Website for unlawful or harmful purposes
- Attempt to access restricted systems or disrupt operations
- Provide false or misleading information
- Engage in unauthorized data collection or scraping
- Violate applicable laws, including GDPR when submitting personal data
5. Privacy and Data Protection
Your use of the Website is governed by our Privacy Policy. If you provide personal data from the EU/EEA/UK, you confirm that you have a lawful basis to share it, you accept international transfer safeguards, and you are not submitting data of individuals under age 16 without proper consent.
6. Intellectual Property
All Website content (text, design, graphics, branding) is owned by or licensed to U.S. Expansion Insurance Advisors and protected by intellectual property laws. You may not copy, distribute, modify, or create derivative works without written permission.
7. Third-Party Links
We are not responsible for third-party websites, their content, or their data protection practices. Links are provided for convenience only.
8. Disclaimer of Warranties
The Website and services are provided “as-is” and “as-available.” We make no warranties regarding accuracy, completeness, availability, reliability, or fitness for a particular purpose.
9. Limitation of Liability
To the fullest extent permitted by law, Expand Insure is not liable for indirect, incidental, special, or consequential damages, including loss of business, profits, or data, or decisions made based on advisory information. Your sole remedy is to discontinue use of the Website.
10. Indemnification
You agree to indemnify and hold harmless U.S. Expansion Insurance Advisors from claims, damages, or losses arising out of your use of the Website or violation of these Terms.
11. Changes to the Terms
We may update these Terms at any time. Continued use of the Website constitutes acceptance of the revised Terms.
12. Governing Law
These Terms are governed by the laws of the jurisdiction in which Expand Insure operates, without regard to conflict-of-law rules.
13. Contact Information
For inquiries about these Terms: dmitchell@expandinsure.com