Effective Date: November 28, 2025
1. Introduction
U.S. Expansion Insurance Advisors (“Company,” “we,” “our,” or “us”) operates expandinsure.com (“Website”). We provide advisory services to help foreign companies navigate U.S. insurance requirements and establish operations in the United States. This Privacy Policy explains how we collect, use, store, share, and protect your personal data in compliance with the General Data Protection Regulation (“GDPR”).
2. Data Controller
For GDPR purposes, U.S. Expansion Insurance Advisors is the Data Controller of personal data collected through the Website and through direct communication with you.
Contact details:
U.S. Expansion Insurance Advisors
338 South Sharon Amity Rd
Suite 304
Charlotte, NC 28211
dmitchell@expandinsure.com
(704) 236-5259
3. Types of Personal Data We Collect
- Data You Provide — Name, email address, phone number, company name and business details, documents for contract or insurance review, employee information for benefit consulting, and communications/inquiries.
- Automatically Collected Data — IP address, browser type, operating system, device identifiers, website activity and usage, and referring URLs (via cookies, tags, and similar technologies).
4. Legal Bases for Processing (GDPR Article 6)
- Consent — Where you have given clear consent (e.g., form submission).
- Performance of a Contract — When processing is necessary to perform services you requested.
- Legitimate Interests — For analytics, service improvement, fraud prevention, and business operations, where such interests are not overridden by your rights.
- Legal Obligation — When required to comply with laws or regulatory obligations.
5. How We Use Your Personal Data
- Provide advisory and consulting services (budgets, timelines, contract reviews, benefit program design, relocation assistance, M&A due diligence).
- Respond to inquiries and communicate with you.
- Maintain website functionality and improve user experience.
- Comply with legal and regulatory requirements.
6. Sharing of Personal Data
We do not sell personal data. We may share data only with:
- Trusted service providers (hosting, analytics, communication tools) operating under Data Processing Agreements.
- Insurance carriers or brokers, but only when authorized by you.
- Legal authorities when required by law.
- Third parties involved in a merger or acquisition, subject to safeguards.
7. International Data Transfers (GDPR Chapter V)
Your data may be stored or processed in the United States. When transferring data outside the EEA/UK, we rely on adequacy decisions where available, or on Standard Contractual Clauses (SCCs) and other appropriate safeguards.
8. Data Retention
We retain personal data only as long as necessary to:
- Provide our services;
- Comply with legal obligations;
- Resolve disputes and enforce agreements.
When no longer needed, data is securely deleted or anonymized.
9. Your GDPR Rights
You have the following rights regarding your personal data:
- Right to access
- Right to rectification
- Right to erasure (“right to be forgotten”)
- Right to restrict processing
- Right to object
- Right to data portability
- Right not to be subject to automated decision-making
- Right to withdraw consent at any time
To exercise these rights, contact us at: dmitchell@expandinsure.com. You also have the right to lodge a complaint with your local Data Protection Authority.
10. Security Measures
We implement administrative, technical, and physical safeguards to protect personal data from unauthorized access, alteration, disclosure, or destruction. While we strive to protect your data, no electronic system is completely secure.
11. Cookies and Tracking Technologies
We use cookies for functionality, analytics, and performance. If Cookiebot or another consent tool is in use, it will manage consent preferences. You may adjust browser settings to block or delete cookies; doing so may impact site functionality.
12. Third-Party Links
Our Website may contain links to third-party sites. We are not responsible for their privacy practices.
13. Children’s Privacy
Our services are not intended for individuals under 16. We do not knowingly collect data from minors.
14. Changes to This Policy
We may update this Privacy Policy periodically. The newest version will be posted on this page with the effective date.
15. Contact Us
For questions or GDPR requests: dmitchell@expandinsure.com